Tinjauan Fikih Muamalah terhadap Jual Beli Bouquet Uang

Abstract

Abstract—The practice of buying and selling at Toko Matabelo uses bouquet as the system which applies charge in the amount of Rp15.000/10-20 sheets of money not including the service of making a bouquet. The object of the transaction is between money and money, however, the amount is not the same and there is also an addition. The purpose of this study is to know the concept of buying and selling sharf based on muamalah fiqh, to find out the practice of buying and selling money at Toko Matabelo, and to discover the observation of muamalah fiqh towards the practice of buying and selling of money bouquet at Toko Matabelo. The research uses a qualitative method including a normative juridical approach, the kinds of research data field research, and the technique of analyzing descriptive data. The study shows that sharf is the allowed transaction providing that the principles and terms are met. Toko Matabelo applies a charge in the amount of Rp15.000 for under 100 sheets of money, and Rp50.000 for over 100 sheets of money out of the service of making bouquet if the money is from a seller. Buying and selling money bouquets at Toko Matabelo do not meet the valid requirements of buying and selling sharf because there is a charge for the same currency.

Keywords: Buy Sell, Sharf, Bouquet of Money.

Abstrak—Praktik jual beli Toko Matabelo menerapkan sistem jual beli bouquet uang dengan menerapkan charge sebesar Rp. 15.000/10-20 lembar uang di luar jasa pembuatan bouquet. Objek dari jual beli tersebut yakni uang dengan uang, tetapi jumlahnya tidak sama dan adanya penambahan diluar uang jasa. Tujuan penelitian ini untuk mengetahui konsep jual beli sharf menurut fikih muamalah, mengetahui praktik jual beli bouquet uang di Toko Matabelo serta mengetahui tinjauan fikih muamalah terhadap praktik jual beli bouquet uang di Toko Matabelo. Metode penelitian yang digunakan yaitu metode kualitatif menggunakan pendekatan yuridis normatif, jenis data penelitian field research, menggunakan teknik analisis data deskriptif. Hasil penelitian ini sharf merupakan jual beli yang diperbolehkan  asalkan rukun dan syaratnya terpenuhi, Toko Matabelo menerapkan charge sebesar Rp. 15.000 untuk lembar uang kurang dari 100 lembar uang dan Rp. 50.000 untuk lembar uang lebih dari 100 lembar uang di luar jasa pembuatan bouquet jika uang tersebut dari penjual.  Jual beli bouquet uang di Toko Matabelo tidak memenuhi salah satu syarat sah jual beli sharf karena adanya biaya tambahan (charge) atas mata uang sejenis.

Kata Kunci: Jual Beli, Sharf, Bouquet Uang.