The Effect of Housing Finance Liquidity Facility (FLPP) on the Purchasing Power of Low-Income Customer of PT BRI Syariah Branch Office Suniaraja Bandung

Abstract

Since the year 2012 PT BRI Syariah cooperate with the government to hold and Mortgage Housing Finance Liquidity Facility (FLPP) intended to increase the purchasing power house for Low-Income Communities (MBR). Programs are held is already quite good, just based on performance in the year 2012 realization is still very far from expectations. Therefore, the purpose of this study was to determine Housing Finance Liquidity Facility at PT BRI Syariah Branch Office Suniaraja Bandung, the purchasing power of low-income clients in PT BRI Syariah Branch Office Suniaraja Bandung, and the influence of Housing Finance Liquidity Facility to the purchasing power of low-income clients in PT BRI Syariah Suniaraja Branch office Bandung. The method used in this research is descriptive and associative. The data collection techniques were interviews, questionnaires, and documentation. Data analysis was performed using quantitative methods in analyzing Effect Against Housing Finance Liquidity Facility Low-Income Customer Purchasing Power. Research shows that there is significant influence between FLPP the purchasing power of low-income clients. With variable FLPP by 6% and the rest 94% influenced by other factors not examined in this study.